{"id":1921,"date":"2026-02-26T16:27:35","date_gmt":"2026-02-26T16:27:35","guid":{"rendered":"https:\/\/tetsu811.com\/interest-rate-hike-explained\/"},"modified":"2026-02-26T16:27:56","modified_gmt":"2026-02-26T16:27:56","slug":"interest-rate-hike-explained","status":"publish","type":"post","link":"https:\/\/tetsu811.com\/ja\/interest-rate-hike-explained\/","title":{"rendered":"\u5347\u606f\u4e00\u78bc\u662f\u591a\u5c11\uff1f\u6df1\u5165\u89e3\u6790\u592e\u884c\u5347\u606f\u5c0d\u623f\u8cb8\u3001\u80a1\u5e02\u3001\u5b58\u6b3e\u7684\u5f71\u97ff\u8207\u61c9\u5c0d"},"content":{"rendered":"<h2>\u5347\u606f\u662f\u4ec0\u9ebc\uff1f\u4e00\u78bc\u3001\u534a\u78bc\u7684\u5177\u9ad4\u542b\u7fa9\u8207\u8a08\u7b97\u516c\u5f0f<\/h2>\n<figure class=\"wp-block-image aligncenter\">\n  <img decoding=\"async\" data-src=\"https:\/\/tetsu811.com\/wp-content\/uploads\/2026\/02\/Flux_Schnell_A_whimsical_illustration_of_a_central_bank_buildi_0.jpg\" alt=\"\u592e\u884c\u5347\u606f\u793a\u610f\u5716\uff1a\u4e2d\u592e\u9280\u884c\u5efa\u7bc9\u7269\u65c1\u5de8\u578b\u6eab\u5ea6\u8a08\u986f\u793a\u5229\u7387\u4e0a\u5347\uff0c\u8cc7\u91d1\u5982\u6cb3\u6d41\u6d41\u5411\u5b58\u9322\u7f50\u9060\u96e2\u623f\u5c4b\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 512px; --smush-placeholder-aspect-ratio: 512\/512;\" \/><br \/>\n<\/figure>\n<p>\u592e\u884c\u5347\u606f\uff0c\u7c21\u55ae\u8b1b\uff0c\u5c31\u662f\u4e2d\u592e\u9280\u884c\u63d0\u9ad8\u57fa\u6e96\u5229\u7387\u4f86\u9054\u6210\u8ca8\u5e63\u653f\u7b56\u76ee\u6a19\u3002\u9019\u6a23\u4e00\u4f86\uff0c\u9280\u884c\u9593\u501f\u9322\u7684\u6210\u672c\u6703\u4e0a\u6f32\uff0c\u9023\u5e36\u5f71\u97ff\u6c11\u773e\u7684\u5b58\u6b3e\u548c\u8cb8\u6b3e\u5229\u7387\u3002\u60f3\u50cf\u7d93\u6fdf\u50cf\u4e00\u8f1b\u8eca\uff0c\u5347\u606f\u5c31\u7b49\u65bc\u8f49\u52d5\u65b9\u5411\u76e4\uff0c\u8abf\u6574\u8cc7\u91d1\u6d41\u5411\u548c\u6574\u9ad4\u6d3b\u52d5\u3002<\/p>\n<p>\u53f0\u7063\u592e\u884c\u5728\u5ba3\u5e03\u5347\u606f\u6642\uff0c\u5e38\u4ee5\u300c\u78bc\u300d\u4f86\u8868\u793a\u5e45\u5ea6\uff0c\u9019\u662f\u91d1\u878d\u5708\u7684\u6a19\u6e96\u8aaa\u6cd5\u3002<b>\u4e00\u78bc\u5c31\u662f0.25\u500b\u767e\u5206\u9ede\uff080.25%\uff09<\/b>\uff0c<b>\u534a\u78bc\u5247\u662f0.125\u500b\u767e\u5206\u9ede\uff080.125%\uff09<\/b>\u3002\u6bd4\u65b9\u8aaa\uff0c\u65b0\u805e\u8aaa\u5347\u606f\u4e00\u78bc\uff0c\u57fa\u6e96\u5229\u7387\u5c31\u5f97\u591a0.25%\u3002\u9019\u904e\u7a0b\u727d\u6d89\u5e7e\u500b\u6838\u5fc3\u5143\u7d20\uff1a<\/p>\n<ul>\n<li><b>\u4e2d\u592e\u9280\u884c\uff08CBC\uff09<\/b>\uff1a\u53f0\u7063\u8ca8\u5e63\u653f\u7b56\u7684\u638c\u8235\u8005\u548c\u57f7\u884c\u55ae\u4f4d\u3002<\/li>\n<li><b>\u91cd\u8cbc\u73fe\u7387<\/b>\uff1a\u592e\u884c\u501f\u77ed\u671f\u8cc7\u91d1\u7d66\u9280\u884c\u7684\u5229\u7387\uff0c\u6210\u70ba\u5e02\u5834\u5229\u7387\u7684\u98a8\u5411\u6a19\u3002<\/li>\n<li><b>\u57fa\u6e96\u5229\u7387<\/b>\uff1a\u9280\u884c\u4e92\u501f\u8cc7\u91d1\u7684\u53c3\u8003\u503c\uff0c\u8b8a\u52d5\u6703\u76f4\u64ca\u5546\u696d\u9280\u884c\u7684\u5b58\u8cb8\u5229\u7387\u3002<\/li>\n<\/ul>\n<p>\u592e\u884c\u4e00\u5347\u606f\uff0c\u91cd\u8cbc\u73fe\u7387\u3001\u64d4\u4fdd\u653e\u6b3e\u878d\u901a\u5229\u7387\u548c\u77ed\u671f\u878d\u901a\u5229\u7387\u90fd\u6703\u8ddf\u8457\u8abf\u9ad8\u3002\u9019\u4e9b\u8b8a\u5316\u6703\u9010\u6b65\u6ef2\u900f\u5230\u9280\u884c\u9ad4\u7cfb\uff0c\u6700\u5f8c\u6ce2\u53ca\u4f01\u696d\u548c\u500b\u4eba\u7684\u501f\u8cb8\u958b\u652f\u8207\u5b58\u6b3e\u56de\u5831\u3002<\/p>\n<h2>\u53f0\u7063\u5347\u606f\u7d00\u9304\u56de\u9867\uff1a\u70ba\u4ec0\u9ebc\u592e\u884c\u8981\u5347\u606f\uff1f<\/h2>\n<figure class=\"wp-block-image aligncenter\">\n  <img decoding=\"async\" data-src=\"https:\/\/tetsu811.com\/wp-content\/uploads\/2026\/02\/Flux_Schnell_A_split_illustration_showing_a_worried_person_loo_0.jpg\" alt=\"\u5347\u606f\u5c0d\u623f\u8cb8\u8207\u5b58\u6b3e\u5f71\u97ff\u5716\uff1a\u4e00\u908a\u64d4\u6182\u4eba\u58eb\u6aa2\u8996\u653e\u5927\u623f\u8cb8\u55ae\u64da\uff0c\u53e6\u4e00\u908a\u5feb\u6a02\u4eba\u58eb\u5b58\u9322\u5165\u5e33\u6236\uff0c\u5929\u7a7a\u7bad\u982d\u5411\u4e0a\u8da8\u52e2\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 512px; --smush-placeholder-aspect-ratio: 512\/512;\" \/><br \/>\n<\/figure>\n<p>\u53f0\u7063\u7684\u5347\u606f\u6b77\u53f2\uff0c\u5f9e\u4f86\u4e0d\u662f\u96a8\u6a5f\u6c7a\u5b9a\uff0c\u800c\u662f\u592e\u884c\u91dd\u5c0d\u7d93\u6fdf\u8b8a\u5c40\u7684\u6df1\u601d\u719f\u616e\u3002\u6bcf\u6b21\u884c\u52d5\u80cc\u5f8c\uff0c\u90fd\u85cf\u8457\u660e\u78ba\u7406\u7531\uff0c\u5e38\u8ddf\u9019\u4e9b\u56e0\u7d20\u639b\u9264\uff1a<\/p>\n<ul>\n<li><b>\u6291\u5236\u901a\u81a8\uff08CPI\uff09<\/b>\uff1a\u6d88\u8cbb\u8005\u7269\u50f9\u6307\u6578\uff08CPI\uff09\u5982\u679c\u4e00\u76f4\u722c\u5347\uff0c\u7269\u50f9\u666e\u6f32\uff0c\u6c11\u773e\u9322\u5305\u7e2e\u6c34\u3002\u592e\u884c\u53ef\u80fd\u5347\u606f\uff0c\u6536\u7dca\u8ca8\u5e63\u4f9b\u7d66\uff0c\u58d3\u4f4f\u904e\u65fa\u7684\u6d88\u8cbb\u548c\u6295\u8cc7\uff0c\u7a69\u4f4f\u7269\u50f9\u6c34\u6e96\u3002<\/li>\n<li><b>\u7a69\u5b9a\u532f\u7387\uff08\u53f0\u7f8e\u5229\u5dee\uff09<\/b>\uff1a\u570b\u969b\u5229\u7387\u5dee\u8ddd\uff0c\u5c24\u5176\u662f\u8ddf\u7f8e\u570b\u806f\u6e96\u6703\uff08Fed\uff09\u7684\u843d\u5dee\uff0c\u6703\u727d\u52d5\u8cc7\u91d1\u52d5\u5411\u3002\u53f0\u7063\u8207\u7f8e\u570b\u5229\u5dee\u62c9\u5927\u6642\uff0c\u8cc7\u91d1\u6613\u5916\u9003\uff0c\u65b0\u53f0\u5e63\u9762\u81e8\u8cb6\u58d3\u3002\u592e\u884c\u5076\u723e\u8ddf\u9032\u5347\u606f\uff0c\u7e2e\u5c0f\u5dee\u8ddd\uff0c\u7559\u4f4f\u570b\u5167\u8cc7\u91d1\u3002<\/li>\n<li><b>\u5f15\u5c0e\u8cc7\u91d1\u6d41\u5411<\/b>\uff1a\u501f\u9322\u8b8a\u8cb4\uff0c\u4f01\u696d\u548c\u500b\u4eba\u6703\u6536\u6582\u6295\u8cc7\u8207\u6d88\u8cbb\uff0c\u8f6c\u5411\u7a69\u5065\u5132\u84c4\u3002\u9019\u6a23\u4e5f\u80fd\u9632\u5835\u8cc7\u91d1\u904e\u5ea6\u6e67\u5165\u623f\u5e02\u6216\u80a1\u5e02\uff0c\u907f\u514d\u6ce1\u6cab\u81a8\u8139\u3002<\/li>\n<\/ul>\n<p>\u592e\u884c\u6bcf\u6b21\u5347\u606f\uff0c\u90fd\u6703\u6b0a\u8861\u570b\u5167\u5916\u60c5\u52e2\uff0c\u5305\u62ec\u7d93\u6fdf\u6210\u9577\u3001\u901a\u81a8\u3001\u5931\u696d\u7387\u548c\u5168\u7403\u91d1\u878d\u98a8\u96f2\u3002\u9019\u4e0d\u53ea\u56de\u61c9\u773c\u524d\u6311\u6230\uff0c\u9084\u5728\u70ba\u672a\u4f86\u92ea\u8def\u3002<\/p>\n<h2>\u3010\u885d\u64ca\u7bc7\u3011\u5347\u606f\u5c0d\u623f\u8cb8\u5f71\u97ff\u6709\u591a\u5927\uff1f\uff08\u9644 1000 \u842c\u623f\u8cb8\u8a66\u7b97\u8868\uff09<\/h2>\n<p>\u5c0d\u8a31\u591a\u53f0\u7063\u5bb6\u5ead\uff0c\u623f\u8cb8\u662f\u6700\u5927\u8ca0\u64d4\u3002\u5347\u606f\u6700\u75db\u7684\u885d\u64ca\uff0c\u5f80\u5f80\u5c31\u843d\u5728\u9019\u88e1\u3002\u53f0\u7063\u623f\u8cb8\u591a\u7528\u6a5f\u52d5\u5229\u7387\uff0c\u592e\u884c\u4e00\u52d5\uff0c\u9280\u884c\u5c31\u8ddf\u8457\u8abf\u6574\u3002\u5177\u9ad4\u4f86\u8aaa\uff0c\u9280\u884c\u6703\u6839\u64da\u6307\u6a19\u5229\u7387\uff08i \u503c\uff09\u548c\u52a0\u78bc\uff0c\u91cd\u65b0\u7b97\u5229\u606f\u3002<\/p>\n<p>\u62ff1000\u842c\u623f\u8cb8\u300130\u5e74\u672c\u606f\u5e73\u5747\u6524\u9084\u4f86\u8aaa\uff0c\u5347\u606f\u4e00\u78bc\uff080.25%\uff09\u6703\u5e36\u4f86\u4ec0\u9ebc\u8b8a\u5316\uff1f\u6211\u5011\u4f86\u770b\u5be6\u969b\u6578\u5b57\uff1a<\/p>\n<figure>\n<table>\n<thead>\n<tr>\n<th>\u539f\u623f\u8cb8\u5229\u7387<\/th>\n<th>\u5347\u606f\u4e00\u78bc\u5f8c\u5229\u7387<\/th>\n<th>\u6bcf\u6708\u672c\u606f\u6524\u9084\u91d1\u984d\uff08\u539f\uff09<\/th>\n<th>\u6bcf\u6708\u672c\u606f\u6524\u9084\u91d1\u984d\uff08\u5347\u606f\u5f8c\uff09<\/th>\n<th>\u6bcf\u6708\u589e\u52a0\u652f\u51fa<\/th>\n<th>\u5e74\u589e\u7e3d\u652f\u51fa<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1.80%<\/td>\n<td>2.05%<\/td>\n<td>35,953 \u5143<\/td>\n<td>37,284 \u5143<\/td>\n<td>1,331 \u5143<\/td>\n<td>15,972 \u5143<\/td>\n<\/tr>\n<tr>\n<td>2.00%<\/td>\n<td>2.25%<\/td>\n<td>36,962 \u5143<\/td>\n<td>38,300 \u5143<\/td>\n<td>1,338 \u5143<\/td>\n<td>16,056 \u5143<\/td>\n<\/tr>\n<tr>\n<td>2.20%<\/td>\n<td>2.45%<\/td>\n<td>37,978 \u5143<\/td>\n<td>39,322 \u5143<\/td>\n<td>1,344 \u5143<\/td>\n<td>16,128 \u5143<\/td>\n<\/tr>\n<\/tbody>\n<\/table><figcaption>1000 \u842c\u623f\u8cb8\u300130 \u5e74\u671f\u672c\u606f\u5e73\u5747\u6524\u9084\uff0c\u5347\u606f\u4e00\u78bc\u5f71\u97ff\u8a66\u7b97\u8868\uff08\u6578\u64da\u70ba\u6982\u4f30\uff0c\u5be6\u969b\u4f9d\u5404\u9280\u884c\u8a08\u7b97\u70ba\u6e96\uff09<\/figcaption><\/figure>\n<p>\u8868\u683c\u986f\u793a\uff0c\u5347\u606f\u4e00\u78bc\u5c0d\u5343\u842c\u623f\u8cb8\uff0c\u6bcf\u6708\u591a\u51fa\u7d041200\u52301500\u5143\uff0c\u4e00\u5e74\u7d2f\u7a4d\u8d77\u4f86\u53ef\u89c0\u3002\u9019\u63d0\u9192\u5927\u5bb6\uff0c\u5347\u606f\u771f\u6703\u64e0\u58d3\u8ca1\u52d9\u7a7a\u9593\u3002\u5148\u641e\u6e05\u695a\u81ea\u5bb6\u623f\u8cb8\u662f\u6a5f\u52d5\u9084\u662f\u56fa\u5b9a\uff0c\u4ee5\u53ca\u9280\u884c\u8abf\u6574\u983b\u7387\uff0c\u5c31\u80fd\u63d0\u65e9\u56e0\u61c9\u3002<\/p>\n<h2>\u3010\u6295\u8cc7\u7bc7\u3011\u5347\u606f\u5c0d\u80a1\u5e02\u3001\u50b5\u5238\u8207\u5b58\u6b3e\u7684\u9023\u9396\u53cd\u61c9\u662f\u4ec0\u9ebc\uff1f<\/h2>\n<figure class=\"wp-block-image aligncenter\">\n  <img decoding=\"async\" data-src=\"https:\/\/tetsu811.com\/wp-content\/uploads\/2026\/02\/Flux_Schnell_A_financial_market_scene_depicted_in_a_playful_il_0.jpg\" alt=\"\u5347\u606f\u5c0d\u91d1\u878d\u5e02\u5834\u5f71\u97ff\u5716\uff1a\u80a1\u5e02\u5982\u843d\u8449\u98c4\u96f6\u3001\u50b5\u5238\u4f3c\u51cb\u8b1d\u82b1\u6735\u3001\u5b58\u6b3e\u5e33\u6236\u5982\u8302\u76db\u6a39\u6728\uff0c\u5728\u6a19\u793a\u5347\u606f\u7684\u592a\u967d\u4e0b\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 512px; --smush-placeholder-aspect-ratio: 512\/512;\" \/><br \/>\n<\/figure>\n<p>\u5347\u606f\u7684\u6ce2\u7d0b\uff0c\u4e0d\u6b62\u505c\u5728\u623f\u8cb8\u3002\u5b83\u6703\u64f4\u6563\u5230\u91d1\u878d\u5404\u89d2\uff0c\u8feb\u4f7f\u6295\u8cc7\u4eba\u6aa2\u8996\u8cc7\u7522\u914d\u7f6e\u3002\u4f60\u6301\u6709\u80a1\u7968\u55ce\uff1f\u50b5\u5238\u53c8\u5982\u4f55\uff1f\u5b58\u6b3e\u6536\u76ca\u5462\uff1f<\/p>\n<ul>\n<li><b>\u80a1\u5e02<\/b>\uff1a\u5229\u7387\u4e0a\u63da\uff0c\u5e38\u58d3\u6291\u80a1\u5e02\u3002\u4f01\u696d\u501f\u9322\u8cb4\u4e86\uff0c\u7372\u5229\u5403\u7dca\u3002\u6295\u8cc7\u4eba\u7528\u66f4\u9ad8\u6298\u73fe\u7387\u770b\u672a\u4f86\u73fe\u91d1\u6d41\uff0c\u9ad8\u6210\u9577\u79d1\u6280\u80a1\u4f30\u503c\u6613\u4e0b\u6ed1\u3002\u52a0\u4e0a\u5b9a\u5b58\u7b49\u7121\u98a8\u96aa\u9078\u9805\u8b8a\u751c\uff0c\u8cc7\u91d1\u53ef\u80fd\u5f9e\u80a1\u5e02\u62bd\u8d70\u3002<\/li>\n<li><b>\u50b5\u5238<\/b>\uff1a\u50b5\u50f9\u8207\u5229\u7387\u53cd\u5411\u3002\u592e\u884c\u5347\u606f\uff0c\u65b0\u50b5\u6b96\u5229\u7387\u9ad8\uff0c\u820a\u50b5\u5438\u5f15\u529b\u6e1b\uff0c\u50f9\u683c\u8dcc\u3002\u4f46\u5728\u5347\u606f\u5c3e\u8072\u6216\u9810\u671f\u964d\u606f\u6642\uff0c\u9577\u5929\u50b5\u6216\u8a31\u8f49\u70ba\u907f\u96aa\u9078\u64c7\u3002<\/li>\n<li><b>\u5b58\u6b3e<\/b>\uff1a\u5347\u606f\u5c0d\u5927\u773e\u7684\u597d\u8655\uff0c\u5c31\u5728\u9019\u88e1\u3002\u9280\u884c\u70ba\u6436\u5b58\u6b3e\uff0c\u6703\u8abf\u9ad8\u5b9a\u5b58\u548c\u6d3b\u5b58\u5229\u7387\u3002\u4fdd\u5b88\u6295\u8cc7\u8005\u80fd\u5f9e\u4e2d\u7372\u7a69\u5065\u6536\u76ca\uff0c\u7576\u4f5c\u8cc7\u91d1\u66ab\u68f2\u8eab\u4e4b\u6240\u3002\u4e0d\u904e\uff0c\u5b58\u6b3e\u5229\u7387\u6f32\u5f97\u901a\u5e38\u6bd4\u623f\u8cb8\u6162\u3002<\/li>\n<\/ul>\n<p>\u5347\u606f\u671f\uff0c\u6295\u8cc7\u4eba\u5f97\u91cd\u76e4\u7b97\u5404\u8cc7\u7522\u7684\u98a8\u96aa\u5831\u916c\uff0c\u9748\u6d3b\u8abf\u914d\u7d44\u5408\u3002<\/p>\n<h2>\u5347\u606f\u5faa\u74b0\u4e0b\u7684\u8cc7\u7522\u914d\u7f6e\u5efa\u8b70\uff1a\u6211\u8a72\u5982\u4f55\u61c9\u5c0d\uff1f<\/h2>\n<p>\u5347\u606f\u4f86\u8972\uff0c\u8070\u660e\u4eba\u4e0d\u6703\u5750\u4ee5\u5f85\u6583\u3002\u8a66\u8457\u4e3b\u52d5\u8abf\u6574\uff0c\u5c31\u80fd\u6e1b\u8f15\u885d\u64ca\u3002\u4ee5\u4e0b\u5e7e\u9ede\u5efa\u8b70\uff0c\u4f9b\u4f60\u53c3\u8003\uff0c\u5728\u9019\u968e\u6bb5\u7a69\u4f4f\u9663\u8173\uff1a<\/p>\n<ul>\n<li><b>\u6e1b\u5c11\u9ad8\u69d3\u687f\u8ca0\u50b5<\/b>\uff1a\u6aa2\u67e5\u81ea\u5bb6\u50b5\u52d9\uff0c\u5c24\u5176\u662f\u6d6e\u52d5\u5229\u7387\u90e8\u5206\u3002\u60f3\u60f3\u63d0\u524d\u9084\u9ad8\u5229\u8cb8\uff0c\u6216\u8f49\u56fa\u5b9a\u5229\u7387\u9396\u4f4f\u6210\u672c\u3002<\/li>\n<li><b>\u95dc\u6ce8\u91d1\u878d\u80a1\u8207\u77ed\u50b5\u4f48\u5c40<\/b>\uff1a\u9280\u884c\u5728\u5347\u606f\u6642\uff0c\u5229\u5dee\u53ef\u80fd\u62c9\u5927\uff0c\u80a1\u50f9\u76f8\u5c0d\u6297\u8dcc\u3002\u50b5\u5238\u5247\u6311\u77ed\u5929\u671f\u6216\u6295\u8cc7\u7d1a\uff0c\u6ce2\u52d5\u5c0f\uff0c\u9069\u5408\u77ed\u671f\u907f\u96aa\u3002<\/li>\n<li><b>\u5be9\u614e\u8a55\u4f30\u8f49\u8cb8\u6216\u589e\u8cb8<\/b>\uff1a\u5982\u679c\u5229\u7387\u9ad8\u65bc\u5e02\u5834\u5747\u503c\uff0c\u554f\u554f\u5176\u4ed6\u9280\u884c\u8f49\u8cb8\u512a\u60e0\u3002\u4f46\u8a18\u5f97\u7b97\u6e05\u624b\u7e8c\u8cbb\u3001\u4ee3\u66f8\u8cbb\u7b49\uff0c\u78ba\u8a8d\u503c\u4e0d\u503c\u3002<\/li>\n<li><b>\u591a\u5143\u5316\u8cc7\u7522\u914d\u7f6e<\/b>\uff1a\u5225\u628a\u9322\u5168\u62bc\u4e00\u8655\u3002\u80a1\u7968\u50b5\u5238\u5916\uff0c\u53ef\u770b\u6297\u901a\u81a8\u8cc7\u7522\u5982\u623f\u7522\u3001\u9ec3\u91d1\u6216\u539f\u7269\u6599\uff0c\u4f46\u8981\u5148\u7814\u7a76\u98a8\u96aa\u3002<\/li>\n<\/ul>\n<p>\u5347\u606f\u4e2d\uff0c\u8a55\u4f30\u81ea\u8eab\u98a8\u96aa\u8010\u53d7\u529b\uff0c\u4f9d\u8ca1\u52d9\u76ee\u6a19\u5fae\u8abf\uff0c\u624d\u662f\u4fdd\u8cc7\u7522\u7a69\u5065\u7684\u8981\u8a23\u3002<\/p>\n<section class=\"faq-block\" data-faq>\n<div class=\"faq-item\">\n<h3 class=\"faq-q\" data-q>\u53f0\u7063\u7e3d\u5171\u5347\u606f\u5e7e\u78bc\uff1f<\/h3>\n<div class=\"faq-a\" data-a>\n<p>\u53f0\u7063\u592e\u884c\u7684\u5347\u606f\u7d00\u9304\u6703\u96a8\u6bcf\u6b21\u7406\u76e3\u4e8b\u6703\u8b70\u66f4\u65b0\u3002\u5efa\u8b70\u67e5\u95b1\u4e2d\u592e\u9280\u884c\u5b98\u7db2\u6700\u65b0\u516c\u544a\uff0c\u53d6\u5f97\u6700\u6e96\u78ba\u7684\u7e3d\u5347\u606f\u78bc\u6578\u3002<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"faq-item\">\n<h3 class=\"faq-q\" data-q>\u5347\u606f\u4e00\u78bc\u600e\u9ebc\u7b97\uff1f<\/h3>\n<div class=\"faq-a\" data-a>\n<p>\u5347\u606f\u4e00\u78bc\u610f\u6307\u5229\u7387\u4e0a\u8abf0.25\u500b\u767e\u5206\u9ede\uff080.25%\uff09\u3002\u4f8b\u5982\uff0c\u539f\u5229\u73871.50%\uff0c\u5347\u606f\u4e00\u78bc\u5f8c\u8b8a\u62101.50% + 0.25% = 1.75%\u3002<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"faq-item\">\n<h3 class=\"faq-q\" data-q>1 \u78bc\u662f\u591a\u5c11\u9322\uff1f<\/h3>\n<div class=\"faq-a\" data-a>\n<p>\u300c\u4e00\u78bc\u662f\u591a\u5c11\u9322\u300d\u8996\u672c\u91d1\u800c\u5b9a\u3002\u4ee5100\u842c\u70ba\u4f8b\uff0c\u5e74\u5229\u7387\u5347\u606f\u4e00\u78bc\uff080.25%\uff09\uff0c\u4e00\u5e74\u591a\u4ed8\u6216\u591a\u8cfa100\u842c * 0.25% = 2,500\u5143\u3002<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"faq-item\">\n<h3 class=\"faq-q\" data-q>\u5347\u606f\u4e00\u78bc\u623f\u8cb8 1000 \u842c\u6bcf\u6708\u591a\u4ed8\u591a\u5c11\uff1f<\/h3>\n<div class=\"faq-a\" data-a>\n<p>\u4ee51000\u842c\u623f\u8cb8\u300130\u5e74\u671f\u672c\u606f\u5e73\u5747\u6524\u9084\u70ba\u4f8b\uff0c\u5347\u606f\u4e00\u78bc\uff080.25%\uff09\u6bcf\u6708\u652f\u51fa\u7d04\u589e1,200\u81f31,500\u5143\uff0c\u5be6\u969b\u4f9d\u539f\u5229\u7387\u3001\u8cb8\u6b3e\u5e74\u9650\u7b49\u56e0\u7d20\u800c\u5b9a\u3002<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"faq-item\">\n<h3 class=\"faq-q\" data-q>\u5347\u606f\u4e00\u78bc\u82f1\u6587\u600e\u9ebc\u8aaa\uff1f<\/h3>\n<div class=\"faq-a\" data-a>\n<p>\u300c\u5347\u606f\u4e00\u78bc\u300d\u82f1\u6587\u5e38\u8aaa &#8220;a quarter-point rate hike&#8221; \u6216 &#8220;a 25 basis point (BPS) increase&#8221;\u3002Basis Point (BPS) \u5373\u300c\u57fa\u9ede\u300d\uff0c100\u57fa\u9ede\u7b49\u65bc1\u500b\u767e\u5206\u9ede\u3002<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"faq-item\">\n<h3 class=\"faq-q\" data-q>\u592e\u884c\u5347\u606f\u5f8c\uff0c\u9280\u884c\u7684\u5b58\u6b3e\u5229\u7387\u4ec0\u9ebc\u6642\u5019\u6703\u8abf\u5347\uff1f<\/h3>\n<div class=\"faq-a\" data-a>\n<p>\u592e\u884c\u5347\u606f\u5f8c\uff0c\u9280\u884c\u901a\u5e38\u5728\u5e7e\u500b\u5de5\u4f5c\u5929\u5167\u8abf\u6574\u5b58\u6b3e\u53ca\u653e\u6b3e\u5229\u7387\u3002\u5177\u9ad4\u751f\u6548\u65e5\u671f\u4f9d\u5404\u9280\u884c\u516c\u544a\u70ba\u6e96\u3002<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"faq-item\">\n<h3 class=\"faq-q\" data-q>\u73fe\u5728\u9069\u5408\u8f49\u8cb8\u55ce\uff1f\u5347\u606f\u5faa\u74b0\u4e0b\u7684\u8f49\u8cb8\u8a55\u4f30\u8981\u9ede\u3002<\/h3>\n<div class=\"faq-a\" data-a>\n<p>\u5347\u606f\u5faa\u74b0\u4e2d\uff0c\u8f49\u8cb8\u9700\u614e\u8a55\u3002\u8a08\u7b97\u8f49\u8cb8\u8cbb\u7528\uff08\u5982\u624b\u7e8c\u8cbb\u3001\u9451\u50f9\u8cbb\u3001\u4ee3\u66f8\u8cbb\uff09\u662f\u5426\u62b5\u92b7\u65b0\u5229\u7387\u7bc0\u7701\u3002\u540c\u6642\u8003\u91cf\u65b0\u9280\u884c\u670d\u52d9\u8207\u672a\u4f86\u8abf\u6574\u5f48\u6027\u3002\u5efa\u8b70\u591a\u6bd4\u5e7e\u5bb6\u9280\u884c\u3002<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"faq-item\">\n<h3 class=\"faq-q\" data-q>\u5347\u606f\u5c0d\u52de\u5de5\u7d13\u56f0\u8cb8\u6b3e\u6709\u5f71\u97ff\u55ce\uff1f<\/h3>\n<div class=\"faq-a\" data-a>\n<p>\u52de\u5de5\u7d13\u56f0\u8cb8\u6b3e\u5229\u7387\u5e38\u6709\u653f\u5e9c\u88dc\u8cbc\u6216\u56fa\u5b9a\u8a2d\u8a08\uff0c\u53d7\u592e\u884c\u5347\u606f\u5f71\u97ff\u8f03\u5c0f\u6216\u5ef6\u9072\u3002\u8acb\u67e5\u8cb8\u6b3e\u5408\u7d04\u689d\u6b3e\uff0c\u6216\u8a62\u554f\u627f\u8fa6\u9280\u884c\u3001\u52de\u52d5\u90e8\u7b49\u55ae\u4f4d\u6700\u65b0\u8cc7\u8a0a\u3002<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>\u5347\u606f\u4e00\u78bc\u662f\u591a\u5c11\uff1f\u4e00\u6587\u770b\u61c2\u592e\u884c\u5982\u4f55\u900f\u904e\u5347\u606f\u8abf\u63a7\u7d93\u6fdf\uff0c\u4ee5\u53ca\u5347\u606f\u5c0d\u60a8\u7684\u623f\u8cb8\u3001\u5b58\u6b3e\u3001\u80a1\u5e02\u8207\u50b5\u5238\u5c07\u7522\u751f\u54ea\u4e9b\u5177\u9ad4\u885d\u64ca\uff0c\u63d0\u4f9b\u8070\u660e\u7684\u8cc7\u7522\u914d\u7f6e\u5efa\u8b70\u3002<\/p>","protected":false},"author":1,"featured_media":1922,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-1921","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/tetsu811.com\/ja\/wp-json\/wp\/v2\/posts\/1921","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tetsu811.com\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tetsu811.com\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tetsu811.com\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tetsu811.com\/ja\/wp-json\/wp\/v2\/comments?post=1921"}],"version-history":[{"count":1,"href":"https:\/\/tetsu811.com\/ja\/wp-json\/wp\/v2\/posts\/1921\/revisions"}],"predecessor-version":[{"id":1923,"href":"https:\/\/tetsu811.com\/ja\/wp-json\/wp\/v2\/posts\/1921\/revisions\/1923"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tetsu811.com\/ja\/wp-json\/wp\/v2\/media\/1922"}],"wp:attachment":[{"href":"https:\/\/tetsu811.com\/ja\/wp-json\/wp\/v2\/media?parent=1921"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tetsu811.com\/ja\/wp-json\/wp\/v2\/categories?post=1921"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tetsu811.com\/ja\/wp-json\/wp\/v2\/tags?post=1921"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}